The Merdeka Generation Package (MGP) is one of Singapore’s key initiatives to honour the contributions of seniors who helped shape the nation during its formative years. Introduced in 2019, the package continues to provide meaningful healthcare and financial support in 2025, ensuring that seniors remain active, healthy, and financially secure.
Overview of the Merdeka Generation Package
The package focuses on easing healthcare costs, encouraging preventive care, and offering long-term financial assistance. It provides subsidies for outpatient treatments, support for insurance schemes, and incentives to enrol in long-term care coverage. Many of these benefits are applied automatically, reducing the need for seniors to go through complex application processes.
Outpatient Care Subsidies
Merdeka Generation seniors receive higher subsidies under the Community Health Assist Scheme (CHAS). These apply at public healthcare institutions and selected private clinics. Subsidies cover common illnesses, chronic conditions, dental care, and preventive health services such as vaccinations and health screenings.
In 2025, dental subsidies are set to increase, reducing costs for more advanced procedures. For those enrolled in Healthier SG, additional support is available for screenings, vaccinations, and chronic medication.
Subsidy breakdown
- Common illnesses: up to $23.50 per visit, with no annual cap
- Simple chronic conditions: up to $85 per visit, capped at $340 per year
- Complex chronic conditions: up to $130 per visit, capped at $520 per year
- Dental services: from $16 to $261.50 per procedure, with higher limits of up to $620 starting late 2025
- Polyclinics and specialist outpatient clinics: additional 25 percent off remaining bills
- Healthier SG screenings: $2 fixed fee for non-members
CareShield Life Incentives
CareShield Life is a national insurance scheme that provides monthly payouts in the event of severe disability. To encourage seniors to join, Merdeka Generation members receive special participation incentives.
Those who enrolled by the end of 2023 received $4,000 in premium offsets, while those who join in 2024 receive $3,000 spread over ten years. These offsets are automatically applied to annual premiums, making long-term disability protection more affordable.
MediShield Life Premium Support
Merdeka Generation seniors also benefit from additional subsidies for MediShield Life premiums. Since 2019, members have received a 5 percent subsidy, which increases to 10 percent once they reach the age of 76.
This assistance is provided regardless of income or property ownership and is layered on top of other MediShield Life subsidies. It ensures seniors remain protected by affordable national health insurance throughout their retirement years.
Eligibility for the Merdeka Generation Package
To qualify for the Merdeka Generation Package, seniors must meet one of the following conditions:
- Born between 1 January 1950 and 31 December 1959, and became a Singapore citizen on or before 31 December 1996
- Born on or before 31 December 1949, became a Singapore citizen on or before 31 December 1996, and did not qualify for the Pioneer Generation Package
Eligible seniors received a notification letter in 2019, and their benefits are automatically applied to healthcare services.
Checking Eligibility
Seniors can confirm their eligibility through digital platforms such as the LifeSG app or the SingPass mobile app. By logging in, they can view their Merdeka Generation e-card and access their benefit details instantly without needing to make in-person visits.
Importance of the Merdeka Generation Package
The Merdeka Generation Package ensures that seniors have peace of mind regarding healthcare costs. It encourages preventive care through screenings and vaccinations while reducing the financial strain of managing chronic conditions.
Beyond healthcare, the package also recognises the important contributions of this generation, reinforcing the nation’s commitment to honouring its pioneers. By keeping healthcare affordable and accessible, it allows seniors to focus on staying active, healthy, and engaged in the community.
Conclusion
The Merdeka Generation Package in 2025 continues to provide strong support for seniors in Singapore. With enhanced subsidies, insurance incentives, and affordable healthcare options, it helps ensure that the Merdeka Generation enjoys financial security and good health in their later years. This initiative remains a vital way of showing appreciation for the generation that helped build modern Singapore.