The Social Security System (SSS) has taken another step toward expanding social protection in the public sector by formally extending its coverage to Job Order (JO) and Contract of Service (COS) workers. These employees, often hired by government agencies for temporary or project-based tasks, have long been excluded from the benefits enjoyed by regular employees.
In partnership with the Department of Health (DOH) in Caraga, SSS recently signed a Memorandum of Agreement (MOA) to officially enroll over 200 JO and COS workers in the region as self-employed members of the pension fund.
Why Contract Workers Need Coverage
Government agencies rely heavily on JO and COS workers for vital services, ranging from administrative support to technical assignments. Despite their importance, these workers are not considered permanent employees and therefore do not qualify for benefits under the Government Service Insurance System (GSIS).
This gap has left thousands of temporary staff without proper financial security in times of illness, disability, or old age. By including them in the SSS system, the government is addressing a long-standing concern about fairness and inclusivity in social protection.
Benefits Now Available to JO and COS Workers
With their membership in SSS, temporary government workers will now have access to the full range of social security benefits. These include:
- Sickness and maternity benefits for members who need income support during medical leave or childbirth
- Disability and retirement benefits for long-term protection
- Funeral and death benefits to assist beneficiaries during times of loss
- Access to SSS loans such as salary loans and calamity loans for added financial flexibility
In addition, they will also be covered by the Employees’ Compensation Program (ECP), which provides additional assistance in cases of work-related injuries or illnesses.
Contribution Rates and Payment System
Under the MOA, the DOH will handle the collection of contributions by deducting payments directly from workers’ salaries and remitting them to SSS. This arrangement ensures that members can maintain active accounts without worrying about missing payments.
The contribution amount is based on the worker’s Monthly Salary Credit (MSC), with current rates ranging from ₱760 to ₱5,280 per month, depending on income level.
Building Security for the Future
This initiative is not only about financial protection but also about recognizing the contributions of JO and COS workers in nation-building. Their services are essential to the daily operations of government offices, and the inclusion of these workers in SSS coverage reflects a broader commitment to social equity.
By enrolling in SSS, contract workers now have the chance to build a more secure financial future, ensuring that they will not be left behind when it comes to benefits and protection. The program also encourages more government agencies to follow suit, strengthening the safety net for temporary employees across the country.